
Our Services
An overview of our services.
Project Finance
This is the primary vehicle for the Bank’s intervention in financing activities through short, medium, and long-term loans to technically feasible, financially viable, economically sound and socially and environmentally acceptable projects and programs.


Equity Finance
The Bank takes equity positions in qualifying business enterprises as an instrument in promoting and protecting its investments, as well as playing a catalytic and strategic role to attract quality projects including those in their infancy stage that do not have adequate equity of their own.
Leasing Finance
This is a term facility with a tenure spread of between 2-5 years or more in exceptional cases. The Bank will buy assets or equipment required by the client and will lease it at an agreed rental rate and period.


Wholesale Lending
This is a medium to long-term financing facility, that the Bank provides to Participating Financial Intermediaries (PFIs) for on-lending to SMEs in various priority sectors. This instrument may also be used for financing other productive projects that are considered by the Bank as micro projects for its direct intervention.
Trade Finance
This is a short-term facility through which the Bank meets short term liquidity requirements of importers and exporters. Through the Trade Finance Facility, the Bank will be actively involved in promoting trade finance activities.


Business Advisory Services
The bank supports foreign based financial institutions lending to Zambian businesses and provides ordinary businesses accessibility to technical support and financial resources available outside DBZ.